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A simple answer for “Do you take my insurance?”

Eye Care Insurance Information

Insurance can get confusing fast, but here, it doesn’t have to be. We want you to feel fully informed and confident before your appointment, which is why we verify your benefits, explain your coverage, and help you understand how your insurance works for the services you need. Whether you’re using vision insurance, medical insurance, or a combination of both, our team is here to keep things simple.

Two kinds of insurance

Vision Insurance vs. Medical Insurance

Vision insurance and medical insurance are not the same, and they’re used for different types of visits. Vision insurance helps with routine needs like glasses and contact lenses, while medical insurance covers visits for scratches, infections, injuries, and other non-routine medical issues. Knowing the difference helps you get the most out of your benefits and prevents surprises.

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Vision Insurance Plans

Your insurance may cover portions of your annual eye care needs. This includes:

  • Annual vision exams

  • Prescription eyeglasses

  • Contact lens evaluations

  • Contact lens allowances

  • Frame allowances

  • Lens upgrades (anti-glare, blue light filters, progressives, etc.)

Medical Insurance Plans

Medical insurance steps in when your eye visit involves symptoms, disease, and other non-routine visits. This includes:

  • Red, itchy, or painful eyes

  • Sudden blurry vision or floaters

  • Eye injuries or infections

  • Dry eye evaluations and treatment

  • Diabetic eye exams

  • Eye disease diagnosis and management (glaucoma, macular degeneration, etc.)

  • Medically necessary tests

Insurance Plans We Accept

We partner with many major vision and medical insurance plans to help you get the most out of your benefits. These may include:

Don’t See Your Plan Listed?

If we’re out-of-network with your insurance, or you don’t have vision coverage, you’re still in good hands. The 730 North Club is our in-house discount for patients who are out-of-network or don’t have vision insurance.

It’s a simple way to save, with 20% savings on one comprehensive exam and refraction per calendar year, 20% savings on contact lens evaluations, and 30% savings on your first complete pair of glasses. For more information, stop by anytime or give us a call.

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Make your benefits work for you

Questions About Coverage?

Insurance can be confusing, but we are here to help. Give us a call anytime to ask questions about your plan, your coverage, or how to prepare for your visit, call our eye clinic in Libertyville, and we’ll guide you through the details.